Top 10 Health Insurance Companies in India in 2021

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Top 10 best Health Insurances Companies in India 2021

Are you looking for Best Health Insurance Companies in India in 2021? Are you looking for good Health Insurance to secure your healthy future? So you are at right place, in this article we will discuss about Top 10 Health Insurance Companies in India in 2021.

At first, when you are thinking to buy health insurance, the primary thing person search for are the health insurance companies for better health insurance plans.

Health insurance company in India offering different health insurance plan that give a clinical cover to individuals for their PCP visits, hospitalization costs, medical procedure charges, medicine cost, nursing stipend, hospital room lease etc.

One little accident can make you to understand the importance of Health Insurance.

There are many different types of health insurance plans is offering by Health Insurance Companies in India. For every last one of them the Health quote, payment, limit of coverage and diseases covered varies.

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Here is Best Health Insurance Companies in India in 2021

Top 10 Health Insurance Companies in India in 2021

1. ICICI Lombard General Insurance Company Limited

ICICI Lombard was founded in 2001. The company came into the spotlight after the collaboration with ICICI Bank Limited and Fairfax Financial Holdings Limited. The insurance agency offers a powerful Products portfolio that includes Health, motor, vehicle, travel and Home insurance.

It is largest Health Insurance Company among Health Insurance Companies in India.

ICICI general insurance makes sure about against sudden accident in life. Hence, you can profit security solutions for business, individual and undertaking liabilities in metropolitan cities as well as rural areas across the India.

ICICI Lombard Health Insurance plans are

  • Complete Health Insurance
  • Health Booster
  • Personal Protect
  • Disease Management Program
  • Aarogya Sanjeevani Policy

2. TATA AIG

Tata AIG began work in 2001 and gives personal and business insurance plans. Tata AIG General Insurance Company Limited is a joint endeavor between the popular company Tata Group and American International Group (a finance and insurance agency).

The company has a normal of 95% claim settlement ratio generally speaking. Tata AIG offers a wide range of plans intended for family, women, seniors citizens, for sicknesses and many others.

Tata AIG Insurance plans are –

  • Tata AIG MediCare
  • Tata AIG MediCare Premier
  • Tata AIG MediCare Protect
  • Wellsurance Executive
  • MediSenior
  • Wellsurance Woman
  • Wellsurance Family
  • Critical Illness Policy

3. Apollo Munich Health Insurance Company Limited

HDFC ERGO Health Insurance Company was recently known as Apollo Munich Health Insurance. It is a joint endeavor of HDFC Limited and ERGO International AG. The company has an uncommon record of incurred claim proportion of 62% and it has brought extra advantages, for example, lifelong renewability options and portability in the insurance plans.

HDFC ERGO Health Insurance Company plans are –

  • Health Medisure Classic
  • Health Suraksha Top-up
  • Health Medisure Top-up
  • Critical Illness insurance
  • Women Health Insurance

4. AegonLife Health Insurance

AEGON Insurance is joint endeavor between AEGON Life (a main Dutch monetary administrations supplier) and Bennett, Coleman and Company (distributers of Times of India). The organization that began in 2008 is quite possibly the most-awarded insurance agencies in India.

AegonLife Health Insurance offer following insurance plans –

  • Critical Illness Health Plan
  • iCancer Plan
  • Senior Citizen Health Plan
  • Surgical Cash Benefit Policy
  • Mico-insurance Policy
  • Unit-linked health plans

5. Max Bupa

A joint endeavor between Max Group and Bupa, a leading medical health care provider with more than sixty years of involvement, Max Bupa appeared in 2010. The organization’s claim settlement ratio for 2018-19 was 89%.

Max Bupa has been built a company office in 21 other city across in India.

Max Bupa provide following insurance plans –

  • Health Premia
  • Health Companion
  • GoActive
  • HeartBeat
  • Health Pulse
  • Accident Care

6. Bajaj Allianz General Insurance Company Limited

Bajaj Allianz General Insurance Company is a joint endeavor of Bajaj Finserv Limited and Allianz SE. With Health-Guard, Silver Health and Star Package, the organization was the first to furnish TPA service with extra benifit.

The organization makes a cashless only claim settlement Facility in more than of 6500 hospital clinics. It has a insured settlements ratio of 85% and it settles cashless claim within 60 minutes.

7. Oriental Insurance Company Limited

Oriental Insurance Company is a public sector general insurance company that offers various health care insurance plans.

The most awesome aspect about this insurance company is that it doesn’t need a medical examination of the imminent customer up to the age of 60 years, while different organizations need for medical examination for everybody more than 45 years old.

8. New India Assurance Company Limited

New India Assurance Company is a completely owned company by the government of India has been in working since 1919 and is generally popular for its Mediclaim strategy.

The most remarkable features of this health care insurance plan is that it gives a differential rating to significant metros in comparison with different areas.

The most recent Incurred Claims Ratio (ICR) for FY 2018-19 is 95.39% that may be on the higher side, yet it conceals for any misfortunes or insufficiencies from other insurance products.

9. Star Health Insurance

Star Health Insurance is the joint endeavor between Star Health and Allied Insurance Co. Ltd. It is one of the leading Health Insurance Companies in India 2021.

Among its ranges of remarkable medical health plan, and health care insurance plans, is a forte policy – Star Cardiac Care, making it the first insurance agency to offer plan specially designed for individuals experiencing heart afflictions.

The company incurred claims settlement ratio is 61.76%.

Star Health Insurance provide following insurance plans –

  • Senior Citizens Red Carpet Health Insurance Plan
  • Star Comprehensive Insurance Policy
  • Super Surplus Insurance Policy
  • Family Health Optima Insurance Plan
  • Medi-Classic Insurance Policy (individual)
  • Star Health Gain Insurance Policy

10. Bharti AXA General Insurance Company Ltd

Bharti AXA General Insurance Company Ltd was started in 2008. It is a joint endeavor between Bharti Enterprises and AXA Group of France.

The company offers a wide range of general insurance policy to people and organizations; Health, group Healthcare, life, and vehicle. It has around 60 corporate branch offices across the India.

Bharti AXA General Insurance Company Ltd provide following insurance plans –

  • Bharti AXA Smart Health Assure Insurance Policy
  • Bharti AXA Smart Super Health Insurance Policy
  • Bharti AXA Smart Health Critical Illness Insurance Plan
  • Bharti AXA Smart Personal Accident Insurance Plan

Which is the No 1 health insurance company in India?

These are the Top 10 Best Health Insurance Companies in India 2021 –
1. ICICI Lombard General Insurance Company Limited
2. TATA AIG
3. Apollo Munich Health Insurance Company Limited
4. AegonLife Health Insurance
5. Max Bupa
6. Bajaj Allianz General Insurance Company Limited
7. Oriental Insurance Company Limited
8. New India Assurance Company Limited
9. Star Health Insurance
10. Bharti AXA General Insurance Company Ltd

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